A farmer who had experienced several bad years went to see the manager of his bank. “I’ve got some good news and some bad news to tell you. Which would you like to hear first?” asked the farmer.
“Why don’t you tell me the bad news first, and get it over with?” the banker replied.
“Okay. With the bad drought and inflation and all, I won’t be able to pay anything on my mortgage this year, either on the principal or the interest.”
“Well, that is pretty bad news,” said the banker.
“It gets worse,” continued the farmer. “I also won’t be able to pay anything on the loan you gave me for all that great machinery I bought.”
“Wow, is that ever bad!” said the banker.
“It’s worse than that. You remember I also borrowed money to buy seed and fertilizer and other supplies? Well, I can’t pay anything on those things, either.”
The banker said, “That’s enough! Tell me what the good news is!”
“The good news,” replied the farmer, “is that I intend to keep on doing business with you.”
You and I have the greatest Banker in the universe. Despite our defaults and faults, debts and moral bankruptcies, he still does business with us.